I have a 2015 and have used multiple charging stations. The 1st one I used was a level 2 near me(I had not yet installed my EVSE). I hooked up and waited outside my unlocked car and had no issues. I have since used 3 different DC fast charge stations with the car locked without incident. I have it set for "charge immediately". I've been using the Charge Point card BMW supplied which gives you 30 minutes of free charge time. If your battery was depleted and you were at a fast charge station, 4 hours wouldn't be necessary and you'd be clogging up a space someone else might need.
My only negative encounter with a DC station was after I plugged in, scanned my card, the unit is starting to charge and then at the last second it stops, saying to unplug and try again. After about the 5th time I called the number on the unit. I was asked if the car is completely off. Duh, can it be partially off? So I go and start the car, turn it off, re-plug in...and it starts. As it's charging, I lock the doors and walk away. Since then I always check what it's doing with the phone app...just in case. Electronics....they're better, though not totally trustworthy.
My only negative encounter with a DC station was after I plugged in, scanned my card, the unit is starting to charge and then at the last second it stops, saying to unplug and try again. After about the 5th time I called the number on the unit. I was asked if the car is completely off. Duh, can it be partially off? So I go and start the car, turn it off, re-plug in...and it starts. As it's charging, I lock the doors and walk away. Since then I always check what it's doing with the phone app...just in case. Electronics....they're better, though not totally trustworthy.