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Message: <blockquote data-quote="MFNATIK" data-source="post: 25174" data-attributes="member: 2087"><p>Whatever you do, do not put money down on a lease. If you want to buy down the payment then put down the max 7 security deposits (each is equal to one months payment) which are refundable at the end of the lease. Once you understand how leases work you will never want to pay anything besides the drive offs and first months payment. BMW leases are the industry's best leases so learn more before you go into the dealer or else you will not be getting the best deal possible Also download the Leasematic app from the App Store and crunch your own numbers. Play with it and it will help you understand and see how certain numbers can be manipulated to pad profits, etc. With excellent credit, you should expect to get the buy rate for the money factor and residuals. The acquisition fee is also $795 so do not pay more than that. Doc fees in CA is $80 and should not be marked up.</p></blockquote><p></p>